Products

Settlement IntelligenceConstruction IntelligenceAI Employment RiskPortfolio Risk AuditCounter-Party Snapshot
IntelligenceMarket DataOrder a Report →

PORTFOLIO INTELLIGENCE

Real Estate Reportsin Days, not Weeks.

Resolution intelligence for distressed residential and construction files — counter-party analysis, completion economics, settlement and resolution scenarios, and AI risk scoring. Delivered in days.

August 14Next short motionToronto Superior Court
May 2027Earliest Summary JudgmentIf you book today
18–24 moCivil trial timelineOntario Superior Court

Court Schedule Updated Monthly

Built on the leading registries and sources

TRREB
CMHC
Bank of Canada

PRODUCTS

INSTITUTIONAL

Portfolio Risk Audit

Score your entire distressed book — residential POS files and stalled construction loans. Prioritized by carry burn, resolution urgency, and recovery position. Borrower Volatility Scores and Corporate Stress Scores for every file, aggregate exposure analysis, quarterly refresh.

Residential Portfolio AuditCustom pricing
Construction Portfolio Audit$45,000–$175,000
Mixed Book AuditCustom pricing
Quarterly Re-Score40% of initial engagement
10+ files·Priced per mandate·Recurring quarterly
SETTLEMENT READY

Real Estate Intelligence Report

Full counter-party, market, and settlement economics analysis. Cited to source.

$8,000–$15,000

5 days · Full mandate

Start This Report →
CONSTRUCTION DISTRESS

Construction Resolution Intelligence Report

Developer corporate health, project completion analysis, cost-to-complete with confidence band, priority waterfall, and three-scenario resolution economics — negotiate, receivership, or accelerated exit.

$6,500–$32,000

5–7 days · Full mandate

Start a Construction File →
BORROWER VOLATILITY ANALYSIS

AI Employment Risk Analysis

AI displacement score, Distress Duration estimate, employer risk research, and household serviceability — for up to 4 borrowers on the file. Committee-ready PDF, 24 hours.

$500 /file

10-pack $4,000 · $400/file

24 hours · Payment on order

Order a BVA →
WHEN THE FILE NEEDS MORE

Start with a BVA. If the file needs deeper analysis, upgrade to a full engagement.

QUICK DILIGENCE

Counter-Party Snapshot

Corporate analysis and litigation history — before you commit to a full mandate.

$3,000–$5,000

24–48 hours

Start a Snapshot →
COURT ADMISSIBLE

Certified Valuation

AACI-designated appraiser. CUSPAP-compliant. Form 53. Expert evidence in Superior Court.

$12,000–$20,000

7–10 days

At Capacity
TRIAL GRADE

Litigation Damages Analysis

Damages quantification with full methodology. Expert witness available on retainer.

$18,000–$35,000

7–14 days

At Capacity
WHAT MAKES DATASTARS DIFFERENT

Every report includes AI Employment
Risk Intelligence.

No other firm scores your borrower's occupation for AI displacement risk and maps it against the mortgage timeline. This is what ships with every DataStars product.

SAMPLE OUTPUT · FINANCIAL ANALYST · MAJOR BANK
DISTRESS DURATION TIMELINE
SEVERANCE
JOB SEARCH
BUFFER
MATURITYDISTRESS END
061218243036
8mo
Severance
7mo
Re-employment
3mo
Buffer
0.0000
AI DISPLACEMENT
Critical risk — Top 15% of AI-exposed roles
Critical
0.0000
VOLATILITY SCORE
Severance provides near-term cushion
Moderate
18
0.0000
MONTHS OF DISTRESS DURATION
Estimated months before mortgage distress
Severance cushion (8 months) reduces acute default risk — but single-income household with $0 EI coverage creates fragile recovery window.
Order AI Employment Risk Analysis — $500 →Score any occupation free →
Included at every tier — from a $500 AI Employment Risk Analysis to a $35,000 litigation engagement.
Contact us to learn more about our leading peer-reviewed methodology.

THE PROCESS

From File to Intelligence Report in 5–7 Business Days

INTAKE

Submit Your Intake

Start with a $500 Borrower Volatility Analysis if you need a quick AI risk read on a single file. Need the full picture? Our intake configurator routes you to the right mandate — matter type, counter-party, property address, scope — and shows your price upfront. Fifteen minutes.

RESEARCH

We Run the Research

Corporate registry analysis. Title encumbrances. CanLII litigation history. Market comparables. Financial stress signals. Every claim traced to a source document — if we cannot verify it, we say so.

DELIVERY

You Receive the Intelligence Report

A 20–45 page PDF with executive summary, counter-party assessment, market conditions, and decision economics. Delivered to your inbox. You review. We revise. You negotiate.

Need court-admissible evidence? Our Tier 2 mandates are prepared under the direction and supervision of an AACI-designated appraiser — CUSPAP-compliant and Rule 53 ready. Select at intake. See certified mandates →

WHO WE SERVE

Built for the Professionals Holding the File

PRIVATE LENDERS

& MICs

Start →

LENDER-SIDE

LAW FIRMS

Start →

INSOLVENCY

TRUSTEES & RECEIVERS

Start →

MARKET INTELLIGENCE

The State of Ontario Distressed Real Estate

FEBRUARY 2026 · UPDATED MONTHLY

0

Active Power of Sale listings in TRREB

↑ 59% YEAR-OVER-YEAR

0

Estimated shadow inventory — active POS matters in GTA not yet in public filings

3× THE VISIBLE MARKET

0+

Estimated active high-stakes real estate disputes in Ontario with no fast resolution path

SERVICEABLE OBTAINABLE MARKET

$0K

Average GTA condo price — down nearly 10% year-over-year

NEGATIVE EQUITY NOW THE NORM ON DISTRESSED FILES

2026 Ontario Real Estate Distress Report

Power of Sale trends, court backlog analysis, insolvency data, and market intelligence. Full report, no paywalls.

Download Full Report →

NATIONAL MORTGAGE MATURITY DATES

Chart 4: Maturity date of outstanding mortgages by type of interest rate and term, showing a peak around September 2025 at approximately 175,000 mortgages with declining volumes through July 2028

Source: Regulatory filings of Canadian banks / Bank of Canada

ONTARIO MORTGAGE DELINQUENCY RATE TRAJECTORY

Ontario mortgage delinquency rate from 2020 Q1 to 2026 Q1, showing a sharp rise from approximately 0.07% in 2022 to over 0.22% by 2026

Source: CMHC, Equifax Canada

THE INTELLIGENCE

What Makes the Output Defensible

Primary Sources, Not Opinions.

Primary Sources, Not Opinions.

Every DataStars report is built from the same registries and filings your counsel would pull from — Ontario Business Registry corporate profiles, CanLII court records, PPSA lien searches, MPAC property assessments, Teraview title instruments, and TRREB market data.

The difference is systematic coverage. Where a single search might miss a related proceeding or an expired corporate filing, the DataStars research process runs every source against every counter-party, every property, every time — then cross-references results so nothing falls through.

No editorial opinion. No unsourced conclusions. If the data exists, it's cited. If it doesn't, the report says so.

“DataStars provided me with analysis and a report that made it easy to choose the right next steps for our litigation. We chose a different path than our counsel and ended up in the best position using the intel we received. Phenomenal support and exactly what we needed.”

— SIEGI M. · DEVELOPMENT LAND OWNER

Every Claim Cited to Source.

Every factual assertion in a DataStars report is traced to a primary source document — Ontario Business Registry filings, CanLII court records, MPAC assessments, TRREB market data, and title instruments from OnLand.

CONFIRMEDDirectly stated in source documents. Cited to specific filing, date, and registry.
INFERREDReasonably concluded from multiple corroborating sources. Reasoning disclosed.
UNKNOWNNot available in provided materials. Stated explicitly rather than assumed.

"If the report doesn’t change the math on waiting for court, we haven’t done our job."

— DATASTARS RESEARCH STANDARD

START YOUR MANDATE

Ready to Move This File?

Brief our team on your situation. We will show you the right mandate, your price, and your timeline in 10 minutes — before you spend a dollar.

ONTARIO DISTRESSED INTELLIGENCE

Frequently Asked Questions

We don’t change the court’s schedule; we change the negotiation’s gravity. With motion dates for Long Motions now stretching 14+ months into 2027, “waiting for court” is a capital-loss strategy. Our reports provide the evidentiary pressure—specifically counter-party stress signals and liquidity gaps—that forces a resolution before the first CPC appearance.
Tier 2 reports are prepared under the direction and supervision of AACI-designated appraisers, ensuring CUSPAP compliance and conformity with Rule 53 of the Rules of Civil Procedure. They are designed for use as expert evidence in Ontario Superior Court proceedings. Tier 1 reports are designed for internal decision-making, negotiation, and mediation — not as court evidence.
A standard appraisal answers one question: what is this property worth today? A DataStars intelligence report answers the questions that actually drive the file: what is the counter-party’s financial condition, what does their litigation history tell you about how they resolve disputes, what are the realistic recovery scenarios, and what does the math look like on resolving now versus enforcing over 14 months? Tier 2 reports include everything in a standard appraisal — prepared under AACI direction and CUSPAP-compliant — plus the counter-party and decision analysis that traditional appraisals don’t cover.
We cover the Greater Toronto Area (GTA) and Golden Horseshoe. Residential: condominiums, detached, semi-detached under Power of Sale. Construction: residential infill, mid-rise, commercial/industrial development loans in distress. We handle both completed-property enforcement and stalled-construction resolution from the same platform.
The scope is materially broader. A residential appraisal covers property value. A DataStars report covers the counter-party’s corporate structure and financial condition, their litigation history across Ontario courts, market conditions specific to the sub-market, and decision economics across multiple resolution scenarios. Tier 2 reports include AACI-directed valuation work on top of that analysis. You are paying for the intelligence that drives the decision, not just the number on the property.
Yes. Over 69% of our current mandates involve private lender Power of Sale proceedings. We provide the market analysis and counter-party assessment required to justify the sale price to creditors and the court, protecting the lender from future “improvident sale” claims.

Cost Analysis

What is waiting actually costing your file?

Enter your loan balance and months elapsed. See the number that changes how the conversation goes.

Calculator: Your File

Outstanding Loan Balance
$
Months Elapsed Since Default / Dispute
6 months

Your Cost Analysis

Enter your loan balance
to see your cost analysis.

Enter your balance to unlock

See your full cost breakdown →