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AI EMPLOYMENT RISK REPORT · $500

Is your borrower's income about to disappear?

A 2–3 page committee-ready PDF scoring your borrower's occupation for AI displacement risk. Volatility score, distress duration, household income resilience — delivered in 24 hours.

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Cost of Waiting

14 months

AVERAGE DISTRESS DURATION FOR HIGH-RISK OCCUPATIONS

When a borrower's occupation is at high risk of AI displacement, the average re-employment timeline stretches over a year. One report changes your underwriting decision.

60–80%OF ADMINISTRATIVE ROLES EXPOSED TO AI AUTOMATION
0CANADIAN LENDERS CURRENTLY MEASURING THIS
24 hrsREPORT DELIVERY

What You Receive

AI Volatility Score for borrower's occupation(0.00–1.00 continuous scale, calibrated to Canadian labour market)
Estimated Distress Duration(months to likely default based on occupation + employer signals)
Company health indicators and stability(layoff signals, financial deterioration, growth trajectory)
Household income composite analysis(up to 4 borrowers/guarantors scored individually)
Income redundancy and fallback assessment(secondary income, savings runway, EI eligibility)
Plain-language committee summary(branded, ready to attach to your credit file)
DataStars
AI Employment Risk Report
VOLATILITY SCORE
DISTRESS DURATION
INCOME RESILIENCE

Only From DataStars

Addendum B: The Core of This Report

This report IS the Addendum B — the proprietary AI employment risk assessment that no other Canadian provider offers. It scores occupational volatility, estimates distress duration, and evaluates household income resilience to give lenders a forward-looking risk signal.

How It Works

01Submit Your FileBorrower name, occupation, employer, and property address. That's all we need to run the model.~5 MINUTES
02We ResearchOur AI systems cross-reference occupation data, employer signals, industry projections, and labour market trends against our proprietary risk model.BEHIND THE SCENES
03You ReceiveA committee-ready PDF with the borrower's AI Volatility Score, Distress Duration, and household income analysis. Branded and ready for your credit file.24 HOURS

How It Changes the Outcome

The Situation

A mortgage broker submits a $900K residential file. The borrower is an executive assistant at a mid-size firm. Standard underwriting shows stable employment — 6 years at the same company, consistent income. Nothing flags.

The Intelligence

The AI Employment Risk Report scores the borrower's occupation at 0.74 automation exposure with a 14-month estimated distress duration. The company shows early contraction signals — hiring freeze, two rounds of restructuring in 18 months. The household has no secondary income source and limited savings runway.

The Outcome

The lender adjusts the LTV requirement and adds a rate premium that prices in the occupational risk. When the borrower is laid off 9 months later, the lender's position is protected. Without the report, this file would have been approved at standard terms — and the lender would be holding a non-performing loan.

Illustrative scenario based on composite client experiences. Individual results vary.

Pricing

PRICING

$500

Pay in full · 24-hour delivery

✓2–3 page committee-ready PDF
✓AI Volatility Score (0.00–1.00)
✓Distress Duration estimate (months)
✓Household income composite analysis
✓Up to 4 borrowers per report
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The math is simple.$500 for foresight.One missed risk signal can cost a lender$50,000+.

Frequently Asked Questions

Our model cross-references occupation classification data, task-level automation research, company financial signals, and labour market projections to generate a composite risk score calibrated for Canadian employment patterns.

See the risk before it hits.

A $500 report that could save your file. Score your borrower's occupation for AI displacement risk — before you commit capital.

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