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Ontario Distressed Real Estate · Cost Analysis Calculator

The Cost of Waiting For Court

Ontario's Superior Court is booked until May 2027. Every month you wait is money leaving the file. Enter your numbers.

Ontario Superior Court is running 10–14 months behind for contested mortgage enforcement motions. The next available Long Motion date in Toronto is currently April 2027. With carrying costs averaging $15,000–$25,000 per month on a typical private mortgage, a lender waiting for court will spend $150,000–$350,000 in holding costs before ever reaching a decision.

DataStars estimates 3,300+ active high-stakes real estate disputes in Ontario with no fast resolution path. Settlement intelligence — understanding the counter-party's capacity to pay, the property's current market value, and the economics of enforcement vs. negotiation — is the tool that changes the outcome.

Calculator: Your File

Outstanding Loan Balance
$
Annual Carrying Rate

Annualized blended rate — interest, legal fees, and holding costs

10.5%
Months Elapsed Since Default / Dispute
6 months
Estimated Months to Motion Date

Ontario Superior Court currently scheduling to May 2027

14 months
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Your Cost Analysis

Enter your loan balance
to see your cost analysis.