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SETTLEMENT INTELLIGENCE REPORT · $11,500

Settle this file in weeks, not years.

Full settlement economics. Counter-party intel, property assessment, market comparables, AI employment risk. Everything you need to negotiate from strength — delivered in 5–7 days.

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Cost of Waiting

$63,700

AVERAGE CARRY + LEGAL COST OF 13 MONTHS TO COURT

Between mortgage interest, property tax, insurance, legal fees, and lost opportunity cost, contested files bleed capital every month. One report can change the math.

13+ monthsAVERAGE TIME TO COURT IN ONTARIO RE DISPUTES
$4,900/moAVERAGE MONTHLY CARRYING COST
5–7 daysREPORT DELIVERY

What You Receive

20–35 page PDF with executive summary(branded, committee-ready, fully cited)
Engagement summary and strategic overview(scope, methodology, key findings at a glance)
Counter-party intelligence and corporate analysis(corporate profile, litigation history, PPSA, stress signals)
Property and title analysis with market comparables(encumbrances, liens, assessment data, recent sales)
3 settlement scenarios with specific dollar amounts(aggressive/moderate/litigation — recovery %, timeline, net to client)
Strategic recommendations with urgency assessment(what to do, when to do it, and why)
Addendum B: AI Employment Risk Intelligence(Distress Duration feeding settlement timing analysis)
DataStars
Settlement Intelligence
EXECUTIVE SUMMARY
SETTLEMENT SCENARIOS
COUNTER-PARTY INTEL

Only From DataStars

Addendum B: AI Employment Risk & Distress Duration

Every Settlement Intelligence report includes our proprietary Addendum B — an AI-powered assessment of each individual's occupational displacement risk, estimated distress duration, and household income resilience. No other Canadian provider offers this layer of intelligence.

How It Works

01Submit Your FileBorrower name, property address, your position (1st/2nd mortgage, approximate charge amount), and any existing documentation.~10 MINUTES
02We ResearchOur analysts and AI systems pull corporate records, court filings, PPSA registrations, property data, market comparables, and run the employment risk model.BEHIND THE SCENES
03You ReceiveA committee-ready PDF with three modeled settlement scenarios, counter-party intelligence, and strategic recommendations. Ready for your lawyer, your committee, or your negotiation.5–7 BUSINESS DAYS

How It Changes the Outcome

The Situation

A private lender holds a $2.1M first mortgage on a commercial property in Mississauga. The borrower defaulted 4 months ago. The lender's lawyer estimates 13–18 months to court, with $4,900/month in carrying costs and $25,000+ in legal fees to get there.

The Intelligence

The Settlement Intelligence report reveals the counter-party's corporation is insolvent with 5 active judgments. The property appraises below the outstanding debt. However, the borrower has a second property with significant equity. Three settlement scenarios model outcomes from $1.6M to $1.95M recovery. Addendum B shows the borrower's occupation has a 0.68 AI displacement score with 11-month distress duration — settlement capacity is deteriorating monthly.

The Outcome

The lender's lawyer uses the settlement scenarios to negotiate a consent sale of both properties. The file settles in 6 weeks with $1.82M recovery — versus 14+ months and an estimated $1.55M net recovery after court costs and continued carry. The lender saves $175,000+ in projected carrying costs and legal fees.

Illustrative scenario based on composite client experiences. Individual results vary.

Pricing

OPTION A — COMMIT

$9,775

Pay in full now

✓20–35 page PDF report
✓Counter-party intel + property analysis
✓3 settlement scenarios with dollar amounts
✓Addendum B: AI employment risk
✓5–7 day delivery
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OPTION B — CONFIDENCE

$2,875

now + $8,625 on delivery

✓Same complete report
✓Same 5–7 day delivery
✓Addendum B included
✓Split payment structure
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The math is simple.$9,775 for intelligence.The average carry + legal cost of going to court is$63,700.

Also Holding Construction Files?

Stalled development loans need different intelligence — developer corporate health, cost-to-complete analysis, and resolution scenarios built for receivership decisions, not POS enforcement.

See Construction Intelligence →Score Your Entire Book →

Frequently Asked Questions

Our property analysis combines recent comparable sales, municipal assessments, current market conditions, and where applicable, broker opinions of value. For files requiring court-admissible precision, we recommend our Certified Valuation product.

Settle faster. Recover more.

Full settlement economics, counter-party intelligence, and three modeled scenarios — delivered in 5–7 days.

Order Your Report →