Vendor Take-Back (VTB) Financing in Ontario: When the Seller Becomes the Lender
Complete guide to VTB financing in Ontario. How vendor take-back mortgages work, current conditions, and risk considerations for sellers.
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Frequently Asked Questions
What is a vendor take-back mortgage in Ontario?
A vendor take-back (VTB) mortgage is a seller-financed arrangement where the property vendor lends some or all of the purchase price to the buyer, secured by a mortgage on the property being sold. Common in commercial transactions and when bank financing is unavailable.
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